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Welcome to The Human Chain

We are a UK-based practice specialising in business and
technology consultancy working to help our clients
understand the changing markets and bring digital
products and services to market.

Welcome to The Human Chain
UK-based Business and Technology
Consultancy

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Our Work

We help clients understand changing market conditions
and develop focused digital products and services.

Our work is in the telco, financial services, transit and
wider commerce verticals, with current expertise
in identity, multi-factor authentication, biometrics,
digital wallets and client on-boarding.

Our work
Developing focused
digital products
and services

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Digital Services Toolkit

We have developed a structured process and
software framework designed to facilitate the
rapid creation of web and mobile services, using
a range of modern enabling technology modules
and standardised interfaces.

Click for more information

Digital Services Toolkit
Rapid creation of web
and mobile services

Media

Announcements and Press Releases
EBA opinion on the deadline for migration to SCA
[17 October 2019] The European Banking Authority (EBA) has published a new Opinion paper on the deadline for migration to SCA for e-Commerce card-based payment transactions on the 16th October 2019, setting a firm deadline and guidance for the completion of the SCA migration period. The full article can be viewed here
Why PSD2 SCA is a Challenging Journey for the Travel Sector
[8 October 2019] The decision by many regulators not to enforce PSD2 Strong Customer Authentication (SCA) on electronic payments on 14th September has given valuable breathing space to e-commerce and payments players. However, the travel and hospitality sector will find compliance extremely challenging even with the benefit of proposed 18-month managed implementation periods. This article written by The Human Chain and FirstPartner specifically focuses on why PSD2 SCA is a challenging journey for the travel sector. The full article can be viewed here
Why the payments industry needs to act quickly on the EBA’s latest PSD2 SCA Opinion
[30 June 2019] On Friday 21st June the European Banking Authority (EBA) published a new Opinion Paper on the elements of strong customer authentication (SCA) under PSD2 which has been subsequently been backed up a by confirmatory statement from the European Commission and the Financial Conduct Authority in the UK. The Human Chain and FirstPartner has written an article that summarises the main points made by the EBA, looking at their potential impact and suggests the actions stakeholders need to take. This article is available here
New IoT White Paper: Can You Trust Your Smart Building?
[19 June 2019] Duncan Purves, The Human Chain’s IoT security subject matter expert, was lead author and editor of a new white paper “Can You Trust Your Smart Building?” published by the IoT Security Foundation. Launched 18th June 2019 at IFSEC in London. Duncan said “You may ask yourself ‘Why would anybody want to hack our building, we’re not a bank; we have nothing a hacker would want’ and you may think no-one would be interested. It is important to understand and mitigate the risks posed to your tenants, staff, visitors and assets from vulnerabilities in Internet connected building systems.” A copy of this white paper can be downloaded here
Highlights from Money 2020 Europe 2019 - Newsletter
[12 June 2019] The Human Chain have authored a newsletter to summarise their highlights from this year’s Money 2020 Europe in Amsterdam. View Newsletter >
Big Changes Loom for Payments in Europe
[16 May 2019] The Human Chain’s Tim Jefferson and close partner, Richard Warren from FirstPartner provide deep insight into the effects of PSD2 Strong Customer Authentication (SCA) on corporate travel booking. To read the full article click here.
Archive
[25 April 2019] Our Media Archive lists our earlier announcements and press releases.
Events
Mobile World Congress - 24 Feb - 27 Feb 2020 - Barcelona, Spain
Tim Jefferson and The Human Chain team will be attending the largest mobile event of the year again in February 2020 in Barcelona. The conference and exhibition is now so much more than just mobile, with the key themes this year of “limitless intelligent capability” with a focus on Artificial Intelligence (AI), Customer Engagement, Security and Privacy. The Human Chain will be focused on Strong Customer Authentication (SCA), Biometrics and Secure Remote Commerce (SRC). If you want to meet with Tim or one of the team in Barcelona, please contact us at sales@thehumanchain.com
Transit Ticketing Global - 28 Jan 2020 - 29 Jan 2020 - London, UK
Tim Jefferson will be chairing a session at the world’s largest public transport gathering for growing intelligent transport ticketing, introducing passenger information programmes and building smart cities, Transit Ticketing Global – 28-29 January 2020 in London. With over 100 exhibitors showcasing cutting edge technology in intelligent travel, the exhibition hall is the event to be for ABT, cEMV transit solutions. If you want to meet with Tim or one of the The Human Chain Transit team at this event, please contact us at sales@thehumanchain.com
Secure IoT 2019 - 7 Nov 2019, Reading UK
Peter Thompson, senior technical consultant from The Human Chain will be attending the Secure IoT 2019 event on Thursday 7th November 2019 at Green Park, Reading, UK. This event will provide attendees with a strong understanding of Internet of Things (IoT) security best practice as well as the opportunity to meet leading experts, organisations and companies offering security guidance, products, solutions and services. To arrange a meeting with Peter at this event please email sales@thehumanchain.com
Smartex Transport Card Forum - 23 Sept 2019 - 25 Sept 2019 , Bristol UK
Peter Thompson, senior technical consultant from The Human Chain will be attending the Smartex Transport Card Forum event, on Tues 24th and Wed 25th Sept 2019, in central Bristol. This event provides fantastic insight into current innovations in the transport industry and provides a forum where members and delegates from the public and private sector meet for discussion and mutual education relating to smart ticketing, smart payment, journey management and reporting, and to the underlying technologies supporting such applications. Mike Burden, senior transport consultant from The Human Chain will also be presenting at the Smart Transport Interactive Masterclass on Monday 23rd. Sept at the same location. To arrange a meeting with either Peter or Mike at either of these events please email sales@thehumanchain.com
Smartex Transport Card Forum - Apple in Transit - 25 June 2019, London UK
Tim Jefferson will be speaking at the Smartex Transport Card Forum event, on Tuesday 25th June 2019, at Browns in central London. Tim will be giving insight into Apples thinking and logic around transport ticketing in the context of their strategy in payments in general. This will be a highly interactive session with an open questions and answer session. To arrange a meeting at this event or if you would like to attend, please email sales@thehumanchain.com
IFSEC International - 18 June 2019 - 19 June 2019, London UK
Tim Jefferson will be at Europe’s largest security event, IFSEC taking place at Excel in London on 18th – 19th June 2019. Tim will be providing support to customers and partners around access control, contactless and mobile solutions. The event covers a wide range of security areas, with a focus this year on smart buildings, IoT, AI and Machine Learning. If you would like to to arrange a meeting at this event or if you would like to discuss how the The Human Chain could help with business and technology consulting in digital access control please email sales@thehumanchain.com
Smartex HESCA Meeting - 4 June 2019, London UK
Peter Thompson, Senior Technical Consultant from The Human Chain will be speaking at the quarterly Smartex HESCA (Higher Education Smart Campus Association) meeting on Tuesday 4th. June 2019, at Browns in central London. Peter will be speaking on the topic of access control and the migration to mobile including the opportunities and challenges of achieving this within a smart campus environment. To arrange a meeting at this event or if you would like to attend, please email sales@thehumanchain.com
Money 2020 Europe - 3 Jun 2019 - 5 Jun 2019, Amsterdam
The Human Chain team will again be attending the largest payments event of the year in Europe, Money 2020 Europe in Amsterdam from the 3rd to 5th June 2019. The Human Chain will focus this year on payments, strong customer authentication (SCA) and 3DS2.0 using our extensive experience and expertise in PSD2 SCA and Open Banking. The team will also be working with clients on cEMV Transit Ticketing and Account Based Ticketing (ABT) and discussing building IoT payments, voice authentication, distributed ledger (blockchain), cypto currency, identity and mobile payments proof of concepts (POC) and demos using our Digital Services Toolkit. If you would like to meet with any of the team to discuss how we could help with business and technology consulting on these subjects or more generally around bringing new digital products and services to market, please contact us at sales@thehumanchain.com
Mobile World Congress - 25 Feb 2018 - 28 Feb 2019, Barcelona
The Human Chain team will again be attending the largest mobile and digital event of the year, Mobile World Congress in Barcelona. MWC runs from Monday 25th February to Thursday 28th February 2019. The focus for The Human Chain this year again is payments, specifically authentication, including voice authentication and 3DS2.0 with PSD2/Open Banking live in Europe 2019 with PSD2 SCA in September 2019. The team will also be talking with clients and partners about IoT payments, connected car commerce and cEMV Ticketing and Account Based Ticketing and Biometrics. If you would like to meet with any of the team to discuss how we could help with business and technology consulting on these subjects or more generally around bringing new digital products and services to market, please contact us at sales@thehumanchain.com
Transit Ticketing Global 2019 - 29 and 30 Jan 2019, London UK
Tim Jefferson and The Human Chain transit team will be attending the Transit Ticketing Global event in London to support clients and partners. If you would like to meet one of The Human Chain’s transit ticketing team at the event to discuss Account Based Ticketing (ABT), cEMV or anything things transit ticketing related , please contact us at sales@thehumanchain.com
Archive
[25 April 2019] Our Media Archive lists our earlier events attended by The Human Chain.

 

Downloads

Download our White Papers and Blogs





    The Future of Payments White Paper
    The Human Chain PSD2 RTS Blog
    Open Banking Market Map
    Why the payments industry needs to act quickly on the EBAs latest PSD2 SCA Opinion

    About Us

    The Human Chain is a business and technology consultancy, who bring new product introduction and innovation expertise and experience to our clients and partners.

    We have many years experience of digital product and service development and introduction using structured, lean and agile business and technology consultancy methodologies.

    We focus on bringing digital commerce solutions to market such as digital wallets, payment, identity and authentication products and services, within the financial services, telco, eGov and commerce sectors.

    DST

    Digital Services Toolkit (DST) is a lean, agile and iterative process and software framework to facilitate the rapid creation of web and mobile services, using enabling technologies and standardised interfaces.

    Clients and Partners

    Case Studies

    Blockchain Voting and Payment

    New Product Development

    Payment

    Contact Us

     Magdalen Centre, The Oxford Science Park, Oxford, OX4 4GA, UK


    +44 (0) 1865 784386
     

    Send a Message

    Please message us and we will get back to you.