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Welcome to The Human Chain

We are a UK-based practice specialising in business and
technology consultancy working to help our clients
understand the changing markets and bring digital
products and services to market.

Welcome to The Human Chain
UK-based Business and Technology
Consultancy

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Our Work

We help clients understand changing market conditions
and develop focused digital products and services.

Our work is in the telco, financial services, transit and
wider commerce verticals, with current expertise
in identity, multi-factor authentication, biometrics,
digital wallets and client on-boarding.

Our work
Developing focused
digital products
and services

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Digital Services Toolkit

We have developed a structured process and
software framework designed to facilitate the
rapid creation of web and mobile services, using
a range of modern enabling technology modules
and standardised interfaces.

Click for more information

Digital Services Toolkit
Rapid creation of web
and mobile services

Media

Announcements and Press Releases
Big Changes Loom for Payments in Europe
[16 May 2019] The Human Chain’s Tim Jefferson and close partner, Richard Warren from FirstPartner provide deep insight into the effects of PSD2 Strong Customer Authentication (SCA) on corporate travel booking. To read the full article click here.
UK Finance Industry Guidance on PSD2 SCA
[19 October 2018] The Human Chain has supported UK Finance in the reviewing and editing of this new industry guidance to help issuers, acquirers and merchants and their technology vendors understand and comply with the PSD2 SCA RTS regulation, whilst maintaining a frictionless and consistent user experience.

The Human Chain has provided its support to UK Finance based on its current in depth experience working with card schemes, issuers, acquirers, merchants and technology vendors, providing strategic regulatory PSD2 consultancy and detailed implementation business and technology advice on solutions to comply such as 3DS2.0.

To download the UK Finance guidance paper, please click here and if you want to see how we could support your organisation with PSD2 SCA compliance or your 3DS2.0 roll out, please contact us at sales@thehumanchain.com

Highlights from Mobile World Congress 2018 - Newsletter
[7 March 2018] The Human Chain have authored a newsletter to summarise their highlights from this year’s Mobile World Congress in Barcelona. View Newsletter >
2018 Open Banking Market Map
[15 January 2018] The Human Chain is pleased to publish with our partner FirstPartner, the 2018 Open Banking Market Map. This market map provides a detailed overview of the use cases, business drivers and issues, the ecosystem and stakeholders in Open Banking that starts in the UK and Europe in January 2018. A restricted version of the market map is available here or to obtain access to the full version please go to FirstPartners website.
Archive
[25 April 2019] Our Media Archive lists our earlier announcements and press releases.
Events
Smartex Transport Card Forum - Apple in Transit - 25 June 2019, London UK
Tim Jefferson will be speaking at the Smartex Transport Card Forum event, on Tuesday 25th June 2019, at Browns in central London. Tim will be giving insight into Apples thinking and logic around transport ticketing in the context of their strategy in payments in general. This will be a highly interactive session with an open questions and answer session. To arrange a meeting at this event or if you would like to attend, please email sales@thehumanchain.com
Smartex HESCA Meeting - 4 June 2019, London UK
Peter Thompson, Senior Technical Consultant from The Human Chain will be speaking at the quarterly Smartex HESCA (Higher Education Smart Campus Association) meeting on Tuesday 4th. June 2019, at Browns in central London. Peter will be speaking on the topic of access control and the migration to mobile including the opportunities and challenges of achieving this within a smart campus environment. To arrange a meeting at this event or if you would like to attend, please email sales@thehumanchain.com
Money 2020 Europe - 3 Jun 2019 - 5 Jun 2019, Amsterdam
The Human Chain team will again be attending the largest payments event of the year in Europe, Money 2020 Europe in Amsterdam from the 3rd to 5th June 2019. The Human Chain will focus this year on payments, strong customer authentication (SCA) and 3DS2.0 using our extensive experience and expertise in PSD2 SCA and Open Banking. The team will also be working with clients on cEMV Transit Ticketing and Account Based Ticketing (ABT) and discussing building IoT payments, voice authentication, distributed ledger (blockchain), cypto currency, identity and mobile payments proof of concepts (POC) and demos using our Digital Services Toolkit. If you would like to meet with any of the team to discuss how we could help with business and technology consulting on these subjects or more generally around bringing new digital products and services to market, please contact us at sales@thehumanchain.com
Mobile World Congress - 25 Feb 2018 - 28 Feb 2019, Barcelona
The Human Chain team will again be attending the largest mobile and digital event of the year, Mobile World Congress in Barcelona. MWC runs from Monday 25th February to Thursday 28th February 2019. The focus for The Human Chain this year again is payments, specifically authentication, including voice authentication and 3DS2.0 with PSD2/Open Banking live in Europe 2019 with PSD2 SCA in September 2019. The team will also be talking with clients and partners about IoT payments, connected car commerce and cEMV Ticketing and Account Based Ticketing and Biometrics. If you would like to meet with any of the team to discuss how we could help with business and technology consulting on these subjects or more generally around bringing new digital products and services to market, please contact us at sales@thehumanchain.com
Transit Ticketing Global 2019 - 29 and 30 Jan 2019, London UK
Tim Jefferson and The Human Chain transit team will be attending the Transit Ticketing Global event in London to support clients and partners. If you would like to meet one of The Human Chain’s transit ticketing team at the event to discuss Account Based Ticketing (ABT), cEMV or anything things transit ticketing related , please contact us at sales@thehumanchain.com
Smartex Transport Card Forum - 4 Dec 2018, London UK
Tim Jefferson will be speaking at the Transport Card Forum (TCF) on the 4th December 2018. He will be presenting an expert overview on the implementation of PSD2 Strong Customer Authentication (SCA) in Transit Ticketing. Tim will be giving unparalleled insight and experience on PSD2 SCA in cEMV transit ticketing based on The Human Chain’s current PSD2 regulatory, cEMV and account based ticketing (ABT) projects. If you would like to meet Tim or one of The Human Chain’s transit ticketing team at the event, please contact us at sales@thehumanchain.com
Secure IOT 2018 - Internet of Things Cyber Security Conference - 13 Nov 2018, Reading UK
The Human Chain will be attending the Itnernet of Things Cyber Security Conference in Reading, UK. The event focuses on potential risks, threats and vulnerabilities posed by using IoT systems and connected devices. It also allows attendees to gain an understanding of IoT security best practice, meet leading experts, organisations and companies offering guidance, security products, solutions and services. For more details click here. To purchase tickets click here. If you would like to meet with us at the event to discuss how we could help with business and technology consulting on these subjects or more generally around bringing new digital products and services to market, please contact us at sales@thehumanchain.com
Money 2020 USA - 21 Oct 2018 - 24 Oct 2018, Las Vegas
The Human Chain team will again be attending the largest payments event of the year, Money 2020 US in Las Vegas from the 21st to 24th October 2018. The Human Chain will focus this year on payments, strong customer authentication (SCA) and 3DS2.0 using our extensive experience and expertise in PSD2 SCA and Open Banking. The team will also be working with clients on cEMV Transit Ticketing and Account Based Ticketing (ABT), IoT Payments and building distributed ledger (blockchain), cypto currency, identity and mobile payments proof of concepts (POCs) and demos using our Digital Services Toolkit. If you would like to meet with any of the team to discuss how we could help with business and technology consulting on these subjects or more generally around bringing new digital products and services to market, please contact us at sales@thehumanchain.com
Money 2020 Europe - 4 Jun 2018 - 6 Jun 2018, Amsterdam
The Human Chain team will again be attending the largest payments event of the year in Europe, Money 2020 Europe in Amsterdam from the 4th to 6th June 2018. The Human Chain will focus this year on payments, strong customer authentication (SCA) and 3DS2.0 using our extensive experience and expertise in PSD2 SCA and Open Banking. The team will also be working with clients on cEMV Transit Ticketing and Account Based Ticketing (ABT) and discussing building distributed ledger (blockchain), cypto currency, identity and mobile payments proof of concepts (POC) and demos using our Digital Services Toolkit. If you would like to meet with any of the team to discuss how we could help with business and technology consulting on these subjects or more generally around bringing new digital products and services to market, please contact us at sales@thehumanchain.com
Mobile World Congress - 26 Feb 2018 - 1 Mar 2018, Barcelona
The Human Chain team will again be attending the largest mobile and digital event of the year, Mobile World Congress in Barcelona. MWC runs from Monday 26th February to Thursday 1st March 2018. The focus for The Human Chain this year is payments, specifically authentication and 3DS2.0 with PSD2/Open Banking coming live in Europe 2018. The team will also be talking with clients about cEMV Ticketing and Account Based Ticketing, IoT, Biometrics and 5G. If you would like to meet with any of the team to discuss how we could help with business and technology consulting on these subjects or more generally around bringing new digital products and services to market, please contact us at sales@thehumanchain.com
Smartex - Mobile and Identity – 20 Feb 2018, London
Tim Jefferson will be once again chairing the Smartex Mobile and Identity Event, on Tuesday 20th February 2018, at Browns in central London. This highly interactive session will cover topics, such as Open Banking – identity requirements, HSBC, Biometric access cards, digital driving licences – DVLA, Barclays – The AI revolution, payment authentication options, Mobile eID – GSMA. To arrange a meeting at this event or if you would like to attend, please email sales@thehumanchain.com
Archive
[25 April 2019] Our Media Archive lists our earlier events attended by The Human Chain.

 

Downloads

Download our White Papers and Blogs





    The Future of Payments White Paper
    The Human Chain PSD2 RTS Blog
    Open Banking Market Map

    About Us

    The Human Chain is a business and technology consultancy, who bring new product introduction and innovation expertise and experience to our clients and partners.

    We have many years experience of digital product and service development and introduction using structured, lean and agile business and technology consultancy methodologies.

    We focus on bringing digital commerce solutions to market such as digital wallets, payment, identity and authentication products and services, within the financial services, telco, eGov and commerce sectors.

    DST

    Digital Services Toolkit (DST) is a lean, agile and iterative process and software framework to facilitate the rapid creation of web and mobile services, using enabling technologies and standardised interfaces.

    Clients and Partners

    Case Studies

    Blockchain Voting and Payment

    New Product Development

    Payment

    Contact Us

     Magdalen Centre, The Oxford Science Park, Oxford, OX4 4GA, UK


    +44 (0) 1865 784386
     

    Send a Message

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